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prop-acc/maps/prepaid-knowledge-map.md
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@@ -53,43 +53,41 @@ code_version: 2026-05-22
| [Consume 走 CollectionType=Bill 的设计](../concepts/prepaid/consume-via-bill-collection-type.md) | 独特设计:抵账单用 Bill 视角,资金来源标 meta.fund_source=prepaid |
| [月初批量自动抵扣设计](../concepts/prepaid/auto-deduction-design.md) | 待补 scheduled job,产品核心卖点 |
## 场景手册(16 篇,**待补充 ✋**)
> 🚧 概念骨架已就位,场景文档将在下一轮(轮 2)产出。预定结构如下。
## 场景手册(16 篇,**全部完成 ✅**)
### 📥 充值(Deposit)— 3 篇
- 🚧 [首次开户充值 5000](../scenarios/prepaid/deposit-first-time.md)
- 🚧 [已有账户追加充值](../scenarios/prepaid/deposit-additional-topup.md)
- 🚧 [小程序在线充值(待补设计意图)](../scenarios/prepaid/deposit-via-miniapp-pending.md)
- ✅ [首次开户充值 5000](../scenarios/prepaid/deposit-first-time.md)
- ✅ [已有账户追加充值](../scenarios/prepaid/deposit-additional-topup.md)
- ✅ [小程序在线充值(待补设计意图)](../scenarios/prepaid/deposit-via-miniapp-pending.md)
### 🧹 消费 Consume — 4 篇(最核心)
- 🚧 [手动抵扣月度物业费](../scenarios/prepaid/consume-monthly-property-bill.md)
- 🚧 [多个未付账单按 due_at 优先级抵扣](../scenarios/prepaid/consume-multiple-bills-priority.md)
- 🚧 [抵扣计量账单(水电费)](../scenarios/prepaid/consume-meter-bill.md)
- 🚧 [月初批量自动抵扣 job(设计意图 + 业务流程)](../scenarios/prepaid/consume-batch-auto-monthly.md)
- ✅ [手动抵扣月度物业费](../scenarios/prepaid/consume-monthly-property-bill.md)
- ✅ [多个未付账单按 due_at 优先级抵扣](../scenarios/prepaid/consume-multiple-bills-priority.md)
- ✅ [抵扣计量账单(水电费)](../scenarios/prepaid/consume-meter-bill.md)
- ✅ [月初批量自动抵扣 job(设计意图 + 业务流程)](../scenarios/prepaid/consume-batch-auto-monthly.md)
### 💰 退款(Refund)— 2 篇
- 🚧 [业户搬走全额退余](../scenarios/prepaid/refund-full-resident-moveout.md)
- 🚧 [部分消费后退余(不自动关账)](../scenarios/prepaid/refund-partial-after-consume.md)
- ✅ [业户搬走全额退余](../scenarios/prepaid/refund-full-resident-moveout.md)
- ✅ [部分消费后退余(不自动关账)](../scenarios/prepaid/refund-partial-after-consume.md)
### 🧊 冻结 / 解冻(Freeze / Unfreeze)— 2 篇
- 🚧 [疑似欺诈 / 风控冻结](../scenarios/prepaid/freeze-suspected-fraud.md)
- 🚧 [核实后解冻](../scenarios/prepaid/unfreeze-after-verification.md)
- ✅ [疑似欺诈 / 风控冻结](../scenarios/prepaid/freeze-suspected-fraud.md)
- ✅ [核实后解冻](../scenarios/prepaid/unfreeze-after-verification.md)
### 🔒 结清(Close)— 2 篇
- 🚧 [业户搬走主动关账](../scenarios/prepaid/close-resident-moveout.md)
- 🚧 [余额清零后不自动关,业户决定](../scenarios/prepaid/close-with-zero-balance-decision.md)
- ✅ [业户搬走主动关账](../scenarios/prepaid/close-resident-moveout.md)
- ✅ [余额清零后不自动关,业户决定](../scenarios/prepaid/close-with-zero-balance-decision.md)
### 🛡️ 异常 / 审计(3 篇)
- 🚧 [跨社区消费防御](../scenarios/prepaid/exception-cross-community-consume.md)
- 🚧 [冻结状态退款被三层守护拦截](../scenarios/prepaid/exception-refund-on-frozen.md)
- 🚧 [低余额业户预警 + 逾期账单排查](../scenarios/prepaid/audit-low-balance-and-overdue.md)
- ✅ [跨社区消费防御](../scenarios/prepaid/exception-cross-community-consume.md)
- ✅ [冻结状态退款被三层守护拦截](../scenarios/prepaid/exception-refund-on-frozen.md)
- ✅ [低余额业户预警 + 逾期账单排查](../scenarios/prepaid/audit-low-balance-and-overdue.md)
## 跨域引用
@@ -125,6 +123,9 @@ code_version: 2026-05-22
---
> [!info] 概念已完成,场景待补
> 本轮(轮 1)产出:6 个概念 + 本子模块地图 + 域总图更新。
> 下一轮(轮 2)产出:16 个场景文档,基于本知识地图骨架填充。
> [!success] prepaid 子模块:6 概念 + 16 场景 + 1 知识地图 = **23 篇完成**
>
> 写作日期:2026-05-25
> 对应代码版本:2026-05-22(详见 `packages/prop-acc/issue.md` Q4 段)
>
> 如果发现遗漏的场景或需要补充的细节,告诉我,可以单独补充新文档。